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Why use QuoteSearcher?

We are a well-established company working alongside a number of specialist brokers, aimed at finding the most competitive Professional Indemnity Insurance quotes.

We can connect you with a wide selection of brokers who will work hard to get your business.

There is no need for lengthy web searches, our partners will simply contact you and guide you through you quote process. Fill out our quick and simple form and they’ll be in touch straightaway!

Policy Features

Accidents happen, they are never planned and are unpredictable. Professional indemnity insurance will pay out any compensation claims in the event that your mistake causes your client to suffer financial loss, or in the event that your business failed to provide the quality of service which it promised.

Professional indemnity insurance covers you in the case of :

Professional negligence

Unintentional copyright and confidentiality breaches



Loss of goods or money

Loss of documents or data

Policy Extras

The most common optional extras are:

  • Data protection and copyright breaches
  • Breach of confidentiality
  • Business equipment
  • Bodily injury (from breach of professional duty)
  • Dishonesty of employees
  • Court attendance costs
  • Public liability
  • Employers’ liability


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Insurable Professionals

Professional indemnity insurance is particularly important for businesses which offer advice, design or consultancy,  and is suited to a variety of industries, including:

  • Business consultants
  • Accountants and bookkeepers
  • Architects
  • IT consultants
  • Creative, marketing and media professionals
  • Contractors including IT contractors
  • Estate agents
  • Surveyors

It is available as standalone cover or as part of a combined policy with other covers such as public liability insurance.


    • Why do I need professional indemnity insurance?
      The main reason for having professional indemnity insurance is to protect your business financially in the event that a compensation claim is made against it, and to cover the costs associated with defending such a claim.
    • How much professional indemnity insurance do I need?
      The amount of professional indemnity insurance you need depends entirely on your company’s circumstances and the risks it faces. Cover can be anything from £50,000 to £50 million.
    • Can I cover any previous business activity?
      Yes, this is because professional indemnity insurance cover can include predecessor practices or partners’ liabilities arising out of former partnerships elsewhere.
    • What is contractual liability?
      This can be defined as liability that does not arise by way of negligence, but instead by assumption under contract or agreement. Some PI insurers offer to cover an element of contractual exposure in order to meet certain basic professional needs of the insured party.
    • What will I be covered for with PI insurance?
      Your business will be covered against claims for loss, or damage, made by a client, or third party, if you make mistakes, or are found to have been negligent. PI insurance also covers legal costs.
    • Why is professional indemnity insurance necessary?
      Today society is increasingly compensation-minded, and anyone who has defended a negligence claim will be aware that it can be an extremely stressful experience with very high costs. Insurance against such circumstances is a necessary requirement of professional practice. You can also use it as a great marketing tool to set you apart from your non-professional competitors. For these reasons and many more, professional indemnity insurance is a must have for any professional business or individual.
    • What is contractual liability that is not caused by negligence?
      This is when a professional signs up to a contract which might impose a liability that goes beyond what one would normally expect. Contractual liability that is not caused by negligence is often excluded from professional indemnity insurance policies.
    • How long will it take to arrange cover?
      The application process is done online. This provides a quick and efficient process when applying for professional indemnity insurance, and you will be covered immediately.
    • Is PI insurance compulsory?
      Professional indemnity insurance is not a legal requirement, however, many companies may insist on a contractor or a consultant having PI insurance cover in order to then take up work.
    • What is civil liability?
      Civil liability will cover areas such as breach of contract, libel and slander. Civil liability can be included as part of a professional indemnity insurance policy.
    • Who needs PI insurance?
      Anyone who sells knowledge or skills will require PI insurance. It is important that you invest in a professional indemnity insurance policy in order to make sure that you are protected against a number of unfortunate circumstances that may arise.
    • What is breach of duty?
      A typical PI insurance policy will provide indemnity to the insured party against the loss arising from any claims for breach of duty which may be made and reported to the insurers during the period by reason of any neglect, error or omissions committed in the conduct of the insured professional business.

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