- Specialist salon insurance quotes
- Cover for treatments, staff and equipment
- Suitable for hair and beauty businesses
- Compare quotes with one simple form
Salon Insurance
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Why Use QuoteSearcher for Salon Insurance?
Running a salon involves close contact with clients, specialist treatments, and professional equipment being used every day. Whether you operate a hair salon, beauty salon, barbershop or offer mobile treatments, the risks you face are very different from those of a standard retail business.
QuoteSearcher helps connect salon owners with insurance brokers who specialise in arranging cover for the salon and beauty industry. By completing a short form, you’ll get introduced to brokers who understand how salons operate and can outline policy options based on your treatments, staffing arrangements and premises.
This approach removes the need to approach multiple insurers individually and allows you to compare options through experienced brokers who regularly arrange insurance for salons across the UK.
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Complete one simple form to receive multiple quotes, let us do the leg work for you
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Salon Insurance Policy Features
Please note, features and cover mentioned below varies depending on the insurer and broker. Salon insurance policies may include a combination of the following:
Public and Product Liability Insurance
Aims to cover claims made by clients if they are injured or suffer an adverse reaction to products used during a treatment. This may include allergic reactions, skin irritation, or accidents within the salon.
Employers’ Liability Insurance
A legal requirement if you employ staff, including apprentices or trainees. This cover is designed to protect against claims made by employees who are injured or become ill as a result of their work.
Treatments Liability Insurance
Designed for salons offering hands-on treatments, such as beauty therapy, massage, waxing, facials or tanning. Covers claims arising from treatments carried out on clients.
Building and Contents Insurance
Cover for damage to salon premises, fixtures, fittings, tools and equipment following events such as fire, flooding or vandalism.
Stock Insurance
Protects against the loss of stock, including hair products, beauty products and consumables, due to damage, spoilage or theft.
Theft Cover
May cover the cost of replacing stolen equipment, tools or cash following a break-in or robbery.
Types of Salon Insurance
Hairdresser Insurance
Hair salons typically have high footfall and use electrical equipment, chemicals and sharp tools. Insurance may cover clients, staff, treatments, and salon equipment, as well as public and employers’ liability.
Barbershop Insurance
Barber shops often arrange public liability and treatment liability cover due to the close-contact nature of services such as shaving and trimming, alongside protection for tools and premises.
Beauty Salon Insurance
Beauty salons often offer a wide range of treatments and use specialist equipment. Policies may include treatments liability, product liability and cover for high-value equipment.
Make-Up Artist Insurance
Suitable for studio-based or freelance make-up artists. Cover may include public liability, product liability and protection for tools and cosmetic products.
Tanning Salon Insurance
Tanning salons often require specialist cover due to the cost of tanning beds and the risks associated with UV treatments. Policies may include equipment cover and public liability.
Mobile & Self-Employed Salon Insurance
Mobile therapists and self-employed salon professionals often require public liability and treatments liability insurance, even when working from home or visiting clients’ properties.
