×
Tradesman Insurance

Compare Quotes On Your Tradesman Insurance

  • Specialist tradesman insurance quotes
  • Cover options for tools, vans and liability
  • Suitable for self-employed and small firms
  • One form connects you to brokers
Get Quotes

We partner with specialist insurance providers including

Adrian Flux logo
JB Brokers
Gauntlet
peacock insurance logo
thininsurance logo
business-choice-direct insurance services logo
Konsileo
cia-insurance logo
broadsuredirect insurance logo
One Answer broker logo
airsports-insurance bureau logo
advance insurance logo
riviera insurance logo
bridle-insurance logo
barry-grainger-insurance logo
onse sure logo
Academy logo

Why Use QuoteSearcher for Tradesman Insurance?

Tradespeople often work in environments where tools, equipment, and physical labour are central to the job. Whether you operate as a sole trader or run a larger contracting business, the risks involved in working on client sites or public property can vary significantly depending on your trade.

QuoteSearcher helps connect tradespeople with insurance brokers who specialise in arranging cover for a wide range of manual and skilled professions. By completing a short form on our site, you can be introduced to brokers who understand your trade and can outline insurance options that may be suitable for the type of work you carry out, where you work, and whether you employ staff.

This allows you to explore suitable cover without needing to approach multiple insurers individually.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs
Get quotes

Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Tradesman Insurance Policy Features

Please note that cover depends on the broker, insurer, and the nature of your work, but standard tradesman insurance policies may include:

Personal Accident Insurance

May provide financial support if you are unable to work following an injury sustained while carrying out your trade.

Tools Insurance

Cover for loss, theft or damage to essential tools, whether stored on-site, in a vehicle, or at your premises (subject to policy terms).

Business Equipment Insurance

Cover for business-critical equipment and machinery if damaged or stolen.

Plant & Machinery Insurance

Protection for owned or hired-in plant and specialist machinery used in the course of your work.

Why Liability Insurance Is Important for Tradespeople

Many trades involve working on client property or in public spaces. Accidental damage, injury to a third party, or issues arising from completed work can result in claims being made against your business.

For self-employed tradespeople in particular, liability claims may be pursued directly against you rather than an employer. Having insurance in place can help manage against the financial impact of legal costs and compensation claims.

If you employ staff, employers’ liability insurance is required by law in the UK.

construction manager advises on architecture plan
Builder with tool belt

What Trades Can Be Covered?

Tradesman insurance can be arranged for a wide range of professions, including but not limited to:

  • Plumbers
  • Electricians
  • Carpenters and Joiners
  • Builders and General Contractors
  • Bricklayers
  • Plasterers
  • Glaziers
  • Painters and Decorators
  • Landscapers
  • Tree Surgeons
  • Window Cleaners
  • Boiler Engineers

Policies are typically assessed based on the specific trade, type of contracts undertaken, annual turnover, and whether work is domestic, commercial, or both.

FREQUENTLY ASKED QUESTIONS ABOUT TRADESMAN INSURANCE

    • What does tradesmen insurance cover?
      Depending on the size and type of your trade business you will need a certain amount of cover in order to protect you and your income.  This is why our partners can provide tradesmen tool insurance as well as tradesmen liability insurance, which can respectively cover the cost of damages to your tools or compensation if one of your employees or a member of the public is involved in an accident and claim it’s your fault.  When filling out our quote form you can choose the amount of employer liability and public liability required, meaning that if you specialise in a high risk trade service you won’t have to worry about accidents.
    • What if I do not have a business name?
      If you do not have a business name then that is not a problem, instead please enter your full name when applying for a tradesman insurance quote.
    • Under a tradesman policy will I be able to cover my van?
      Unfortunately your van will not be covered under a tradesman insurance policy. Instead you will have to purchase a van insurance policy in addition to your tradesman insurance. Any vehicle you drive on the public roads will require a basic form of vehicle insurance.
    • Will my tools be covered in my van overnight?
      Your tools may be covered if your van is kept in a locked building or in a compound overnight. For full policy details you will need to refer to your tradesman insurance policy documents. You can also directly contact your insurer via telephone or email in order to find out whether the specific location where you keep your van overnight is okay.
    • How many trades can I have on the same policy?
      If you want to have a multitude of trades on the same tradesman insurance policy, then you may be able to find out the exact details by referring to your policy documents as it may say in there. If you cannot find this in your policy details, then you will need to contact the insurance provider to discuss your options with them. You can contact them via telephone or via email.
    • Is there a maximum number of people I can cover for clerical work?
      It will be possible to cover up to and including ten people with most tradesman insurance policies. If you are unsure, however, then you may be able to look this up in your policy documents. It may also be worth contacting your insurer, especially if you have more than ten people that need to be covered.
    • Is there a maximum number of people I can cover for manual work?
      Some tradesman insurance providers will cover you for up to a maximum of ten people for manual work. Others may not have a maximum number. If you wish to cover more than ten people, then you should contact your insurance provider in order to enquire if this is possible. It may be that the higher the amount of people you cover, the higher the quote you will receive.