×
Campervan Insurance

Compare Quotes On Your Campervan Insurance

  • Compare campervan insurance through specialist brokers
  • Cover options for modified and imported vehicles
  • Policies designed for leisure use and travel in UK and abroad
  • Quick form to connect with brokers who understand campervans
Get Quotes

We partner with specialist insurance providers including

Adrian Flux logo
JB Brokers
Gauntlet
peacock insurance logo
thininsurance logo
business-choice-direct insurance services logo
Konsileo
cia-insurance logo
broadsuredirect insurance logo
One Answer broker logo
airsports-insurance bureau logo
advance insurance logo
riviera insurance logo
bridle-insurance logo
barry-grainger-insurance logo
onse sure logo
Academy logo

Why Use QuoteSearcher for Campervan Insurance?

Campervans combine transport and accommodation, which means they often require more specialised insurance than a standard vehicle. Factors such as modifications, onboard equipment and how the vehicle is used can all influence the type of cover required.

QuoteSearcher connects campervan owners with brokers who are experienced in arranging this type of insurance. By completing a short form on our site, you can be introduced to brokers who will review your vehicle, usage and requirements before outlining cover options.

This approach allows you to explore campervan insurance through brokers experienced in this niche area, without needing to compare multiple providers yourself.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs
Get quotes

Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

What Is Campervan Insurance?

Campervan insurance is a specialist type of motor insurance designed for vehicles that are used for both travel and living purposes.

Unlike standard car insurance, policies may take into account additional risks such as onboard equipment, modifications, and periods of inactivity when the vehicle is not in use.

Campervan Insurance Policy Features

Please note that cover will always vary depending on the insurer and vehicle, but policies may include the following:

Agreed Value Cover

Pays out a pre-agreed value in the event of a total loss, rather than the market value at the time of the claim.

Limited Mileage Cover

May offer reduced premiums if the campervan is driven below a specified annual mileage.

Contents Cover

Protection for items kept within the campervan, such as awnings, gas bottles and personal equipment.

Import Cover (Including Left-Hand Drive)

Specialist cover for campervans imported from abroad, including left-hand drive vehicles.

Core Policy Components

When comparing campervan insurance, there are several key components to consider.

Breakdown Cover

May provide roadside assistance and recovery if the vehicle breaks down.

European Cover

For those travelling abroad, some policies may include or offer optional cover for driving within Europe.

Agreed Value Insurance

Particularly relevant for modified or classic campervans, where market value may not reflect the true worth of the vehicle.

campervan abroad europe

Why Do You Need Campervan Insurance?

Campervan insurance is designed to cover financial risks associated with owning and using this type of vehicle.

If you are involved in an accident, insurance may help cover repair costs or third-party damage. In the event of theft or significant damage, cover may help reduce the financial impact of replacing or repairing the vehicle.

In the UK, it is a legal requirement to have at least Third Party Only (TPO) insurance in place when driving a vehicle. This covers damage to third parties but does not cover your own vehicle. Many owners choose more comprehensive levels of cover for broader protection.

Levels of Campervan Insurance Cover

Third Party Only (TPO)

The minimum legal requirement, covering damage or injury caused to third parties.

Third Party, Fire and Theft (TPFT)

Includes third-party cover, as well as protection if the campervan is stolen or damaged by fire.

Comprehensive Cover

Offers the widest level of protection, including damage to your own vehicle as well as third-party cover.

Campervan vs Motorhome: What’s the Difference?

While the terms are sometimes used interchangeably, there are differences between campervans and motorhomes.

Campervans are typically smaller, easier to drive and more focused on travel and flexibility. Motorhomes are usually larger vehicles built on heavier chassis, often including more extensive living facilities such as larger kitchens and bathrooms.

Because of these differences, insurance requirements may vary depending on how the vehicle is classified.

What Does Campervan Insurance Cover?

A comprehensive campervan insurance policy may include a range of features depending on how the vehicle is used. 

This can include cover for breakdown assistance, limited mileage usage, European travel, and onboard contents. The exact cover will depend on the insurer and the options selected within the policy.

How Much Does Campervan Insurance Cost?

The cost of campervan insurance will depend on a number of factors, including:

  • The value, age and type of the campervan
  • Whether the vehicle is modified or imported
  • Annual mileage
  • Storage location and security measures
  • Driving history

Specialist or classic campervans may attract higher premiums due to the cost of repairs and replacement parts.

QuoteSearcher introduces you to brokers who can provide quotes based on your individual circumstances, helping you compare quotes from brokers based on your individual circumstances.

Frequently Asked Questions about Campervan Insurance

    • Can I add a campervan to my car insurance?
      Campervans are generally not covered under standard car insurance policies due to their size and specialist features. A dedicated campervan insurance policy is usually required to ensure both the vehicle and its contents are properly insured. Brokers can help identify suitable cover based on how the campervan is used.
    • Can I drive a campervan on my driving licence?
      In many cases, yes. Most UK car driving licences allow you to drive campervans up to 3.5 tonnes (Category B entitlement). However, larger or heavier campervans may require a different licence category depending on their weight and specifications. Brokers can help confirm eligibility when arranging insurance.
    • Can I live in my campervan full-time?
      Some campervan insurance policies may allow full-time living, but this is treated differently from standard leisure use. Full-time occupancy can increase certain risks, so it usually needs to be specifically declared. Brokers can assess how the campervan is used and help arrange cover that reflects whether it is used seasonally, part-time or as a permanent residence.
    • Can I drive my campervan abroad?
      Some campervan insurance policies may include European cover, but the level and duration of cover can vary between insurers. Some policies provide time-limited use in Europe, while others may require an extension for longer trips. Brokers can help confirm what is included and ensure your cover is suitable for travel abroad before you depart.
    • Are campervan modifications covered on insurance?
      Modifications can often be included under a campervan insurance policy, but they must be declared. Changes such as pop-top roofs, solar panels, interior conversions or electrical upgrades may affect how the vehicle is assessed. Brokers can help ensure any modifications are properly accounted for so the policy reflects the true specification of the campervan.
    • Does campervan insurance cover personal belongings and contents?
      Some campervan insurance policies include cover for personal belongings kept inside the vehicle, but limits, exclusions and item caps can apply. Higher-value items or specialist equipment may not always be fully covered as standard. Brokers can help review what is included and whether additional contents protection is required.
    • Can someone else drive my campervan?
      Campervan insurance policies may allow additional drivers, but this depends on the level of cover arranged. Some policies are restricted to named drivers only, while others may offer more flexibility. Any person driving the campervan must be correctly declared on the policy. Brokers can help ensure the driving arrangement matches how the vehicle is actually used.
    • Can I store my campervan on my driveway or on the street?
      Storage location is an important factor in campervan insurance. Many policies will allow driveway or street storage, although this may influence the terms and pricing of cover. Some insurers may require additional security measures depending on where the vehicle is kept. Brokers can help match storage arrangements with suitable policy options.
    • Does campervan insurance include breakdown cover?
      Some campervan insurance policies may include breakdown and recovery cover, while others offer it as an optional add-on. Cover levels can vary depending on vehicle size, usage and travel destinations, including whether European breakdown assistance is included. Brokers can help identify policies that include the level of breakdown protection required.
    • Can I insure an imported campervan?
      Imported campervans, including left-hand drive vehicles, can often be insured, but they may require specialist cover. Factors such as registration status, country of origin and vehicle specification can all affect availability. Brokers can help arrange policies that are suitable for imported or non-standard campervans.
    • What is agreed value cover and do I need it?
      Agreed value cover is where a set value for the campervan is agreed at the start of the policy, rather than relying on market value at the time of a claim. This can be particularly relevant for modified, classic or specialist campervans where market value may not reflect the true replacement cost. Brokers can help determine whether agreed value cover is appropriate based on the vehicle’s specification and condition.
    • What affects the cost of campervan insurance?
      Campervan insurance is influenced by a range of factors including the value and age of the vehicle, level of modifications, annual mileage, storage location and driving history. How the campervan is used, including whether it is for leisure, travel or more frequent use, can also affect the overall risk profile. Brokers can help assess these factors and arrange suitable cover based on individual circumstances.

Related Products