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Catering Van Insurance

Compare Quotes On Your Catering Van Insurance

  • Quotes from catering van insurance specialists
  • Cover options for street food and mobile catering businesses
  • Options available for trading at events, markets and pitches
  • Compare catering van insurance with one quick form
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We partner with specialist insurance providers including

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JB Brokers
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Why QuoteSearcher for Catering Van Insurance?

Running a catering van means being on the move, whether that’s trading from a regular pitch, attending markets, or travelling to festivals and events. Each setup brings its own risks, which is why many operators look for insurance options that take into account how their business operates, rather than relying on standard van cover.

Alongside preparing food, managing stock, and keeping customers happy, insurance is another essential part of running a compliant and resilient business. QuoteSearcher works with brokers experienced in arranging insurance for catering vans and street food businesses. We use a short form to connect you with a panel of brokers, who can discuss the insurance options available based on your setup and trading activity.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs
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Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Policy Benefits

Depending on the provider and the policy arranged, catering van insurance may include:

Stock Insurance

Some brokers may discuss options that could help protect stock if it is damaged or lost due to equipment failure or spoilage.

Legal Expenses

Some policies may include cover for legal costs following a claim. Find out more about Legal Expenses Cover.

Personal Accident

A broker may discuss policies that could provide financial support if an injury prevents you from working and trading.

Business interruption

Some brokers may offer policy options that could help compensate for lost income if you’re unable to trade. Learn more about Business Interruption Cover.

Policy Features

​There are three types of policy that you should consider when taking catering van insurance, these include:

Third Party Only (TPO)

This covers you for claims made against you by a third party, covering their losses if there is an accident or injury that is your fault – you are legally obligated to have this as a minimum

Third Party, Fire & Theft (TPFT)

This will protect you against third party claims, as well as if your catering van is stolen or damaged by a fire

Fully Comprehensive

This type of policy covers you for all of the above, plus some other aspects that is not the result of a collision, such as vandalism

hamburgers to go at food market

Policy Features

When arranging catering van insurance, brokers will usually discuss one of the following policy types:

Third Party Only (TPO)

This is the legal minimum and covers claims made against you for injury or damage caused to third parties.

Third Party, Fire & Theft (TPFT)

Includes third party cover, with added protection if your van is stolen or damaged by fire.

Fully Comprehensive

The broadest level of cover, which may also include protection against damage to your own vehicle, including non-collision incidents such as vandalism.

Types of Catering Van

We can help you find cover for a wide range of catering vans, no matter what kind of food and drink you offer.

Man serving ice cream from food van

  • Food van
  • Burger van
  • Kebab van
  • Ice cream van

FREQUENTLY ASKED QUESTIONS ABOUT CATERING VAN INSURANCE

    • Why do I need Catering Van Insurance?
      Working with food and the public presents a unique set of risks, and as the business owner you are at risk of public liability and compensation claims.

      Whatever the case, these sorts of problems can prove incredibly costly, and can have very serious financial implications especially for smaller catering businesses.

      Key types to consider:
      • Public Liability Insurance: Covers injury or damage claims from your catering activities.
      • Product Liability Insurance: For claims related to food-related illness or injury.
      • Employers' Liability Insurance: Mandatory for employee coverage against work-related illness or injury claims.
      • Equipment and Stock Insurance: Protects catering equipment and food stock.
      • Goods in Transit Insurance: For transporting food and equipment.
      • Business Interruption Insurance: Helps cover lost income during business downtime post an insured event.
    • What is Catering Van Insurance?
      A specific insurance policy designed to provide catering van owners with all the protection they need, in case of an accident or a compensation claim being launched against them.

      Some of the main features are public liability, employers' liability, and vehicle repair.
    • What insurance do I need for a catering van?
      When starting a catering business, insurance is a must. It's important to make sure your business is properly covered in the case of an accident or other unforeseen events. The types of insurance you need depends on the type of business you're running and the risks associated with it.

      For a catering van business, you should consider several types of insurance. Public liability insurance covers third-party claims for injury or property damage resulting from your business activities and employer's liability insurance can cover you in the event of an employee getting hurt or falling ill while working for you.
    • How much is catering van insurance in the UK?
      When you are running your own catering van business, it is important to consider the costs of insurance. In the UK, catering van insurance typically costs around £800 to over £2,000 a year. The cost of your insurance policy will depend on several factors including the value of your catering van, the type of catering business you are running and where you are located.
    • What insurance do you need for a coffee van?
      Operating a coffee van requires specific types of insurance to cover both the vehicle itself and the business operations:
      • Van Insurance: Similar to regular car insurance, but for commercial vehicles, this is legally required to operate on the roads.
      • Public Liability Insurance: To protect against claims if someone is injured or their property is damaged because of your business activities.
      • Product Liability Insurance: Protection against claims related to issues with the coffee and food items you serve.
      • Stock Insurance: Covers any stock, like coffee beans and pastries, against loss or damage.
      • Equipment Insurance: To protect the equipment within your van like your coffee machine and grinders.


      Additional coverages like employers' liability insurance may be necessary if you employ staff, and business interruption insurance can cover lost income during unforeseen closures.
    • What is a CP44?
      A CP44 is a certificate required for catering with gas appliances in the UK. It's a Gas Safety Certificate confirming that your appliances are checked and meet safety standards. It must be issued by a Gas Safe registered engineer after inspecting and testing your appliances. Having a valid CP44 is crucial for health and safety compliance, insurance validity, and reassuring clients and event organisers about safety standards. Remember to renew the CP44 annually for ongoing compliance with gas safety regulations.