Courier Insurance
  • Quotes from courier insurance specialists
  • Cover options for all vehicle types
  • Options available for local and nationwide delivery work
  • Compare courier insurance with one quick form

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Why Use QuoteSearcher for Courier Insurance?

Courier work comes in many forms. You might be delivering furniture in a van, parcels on a motorbike, or time-critical documents by car or bicycle. Whatever your setup, courier insurance often takes into account how and where you work, not just the vehicle you drive.

QuoteSearcher connects you with specialist brokers experienced in arranging insurance for courier businesses, including tight deadlines, vehicle downtime, and the responsibility of carrying other people’s goods. Courier insurance policies are typically built from several elements, which may include goods in transit, public liability, and breakdown cover, so the combination of covers can be an important consideration, alongside price.

We use a single, straightforward form to gather the information brokers need to understand your business. From there, brokers within our panel can speak with you directly about insurance options available based on your vehicle, workload, and operating model.

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Complete one simple form to receive multiple quotes, let us do the leg work for you
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Customer's Love Our Service

Quick quote, no hassle and saved £700!

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Fantastic can't fault in any way, would use time and again and recommend to all!

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Excellent and fast service, will use again.

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Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Courier Insurance Policy Features

Courier insurance can be tailored to suit different types of delivery work. Depending on how you operate, policies may include the following features:

Courier Van Insurance

Vehicle downtime can affect courier businesses, particularly where deliveries rely on a single vehicle. Courier-specific vehicle insurance is designed for business use and can apply to vans, cars, motorbikes, and other delivery vehicles. Find out more about Courier Van Insurance.

Goods in Transit

Usually provides protection against loss, damage, or theft of the items you are delivering. This is particularly important when transporting valuable, fragile, or time-sensitive goods. Find out more about Goods in Transit Insurance here.

Courier Breakdown Cover

Roadside assistance may help reduce downtime if your vehicle breaks down, allowing you to get back on the road as quickly as possible and could minimise disruption to deliveries. Find out more about Breakdown Cover.

Fleet Cover

If you operate more than one vehicle, covering them under a single fleet policy may offer a more streamlined way to manage multiple vehicles, depending on the provider.

Excess Protection

It may help manage the cost of paying an excess if a claim is made. Find out more about Excess Protection here.

Public Liability Insurance

Usually covers legal costs and compensation if a member of the public is injured, or property is damaged, as a result of your courier activities. Read more about Public Liability Insurance.

Suggested Courier Insurance Features

Every courier business is different, and no two policies will be exactly the same. In the UK, you are legally required to have at least third party only motor insurance. This can be extended to third party, fire and theft, or fully comprehensive cover, depending on the level of cover you choose.

You may also wish to discuss the following options with your broker:

Courier Liability Insurance

Public liability insurance can cover claims from third parties, such as pedestrians or customers. For example, if a package falls from your vehicle and causes injury or damage, this type of cover may help with legal and compensation costs.

Courtesy Vehicle Cover

While vehicle insurance may cover repairs, those repairs can take time. A courtesy vehicle could help you continue operating while your vehicle is off the road.

Vehicle-Specific Cover

Different vehicles carry different risks. A courier using a van to transport larger items may require different cover to a courier using a car or motorbike for small parcels. Your vehicle type can influence how insurers assess risk and structure cover.

Self-Employed Courier Insurance

Many couriers are self-employed, which offers flexibility but little protection if you are unable to work. Brokers may be able to discuss additional policy features that could help provide greater financial security. 

Courier logging packages
Courier delivering package

Courier Fleet Insurance

If you run a courier business that utilises a range of vehicles, you may be able to choose a courier fleet insurance policy. This could give you blanket cover for all your vehicles and drivers, offering you maximum protection across your business.

There are many benefits to insuring your whole fleet. Not only could you save money by insuring a fleet rather than each individual driver, but you would also have all the information in one place, with a single broker.

You can incorporate many of the features mentioned on this page as part of a fleet insurance policy – to find out more, visit our Van Fleet or Motor Fleet insurance pages.

Frequently Asked Questions About Courier Insurance

    • What insurance do I need to be a courier?
      Anyone operating any kind of vehicle in the UK needs to have third party insurance by law, however this is the bare minimum and will not protect you against a number of situations faced by couriers.Comprehensive cover, complete with some of the features mentioned on this page, will give you full coverage against many different eventualities. Our brokers will be able to tailor a policy specifically for the needs of your courier business.
    • How much does courier insurance cost?
      ‘How much is courier insurance’ is a difficult question to answer. There are many elements that work together to decide the price of insurance, including the type of vehicle, the area in which you operate, and how many clients/customers you deliver to in any given day. When deciding the price of your quote, insurers will also take into account your driving capabilities.Your premium will cost less if you have had your license for a long time and have no claims bonus for example. Whatever elements make up your price, you can be sure that QuoteSearcher’s panel of brokers work hard to offer you the most competitive quote possible.
    • Can I transport goods to Europe?
      Delivering goods to Europe can be lucrative for a courier, and that is why there are a number of policies out there that will cover you for a certain amount of time in EU countries. Some policies can cover you for up to 90 days in any one period of your courier insurance. If you may need to transport goods to Europe, then make sure you have this included in your courier insurance quote before you purchase it.
    • Do you offer motorbike courier insurance?
      Yes, regardless of the type of vehicle you use to deliver goods, we can put you in touch with a broker who can offer you a comprehensive policy at a competitive price. Motorbike, scooter and moped courier insurance does differ from car and van couriers, as the former are often faced with higher risks on busy city roads. Chat with your broker about courier insurance for motorcycle riders and the features that may be needed for extra protection.
    • Will I be covered for hazardous goods?
      Most courier insurance brokers will offer a policy which includes cover for carrying hazardous goods. If you already have an existing policy that does not cover hazardous goods, then you may be able to add it on as an extra at any given stage.
    • What is the difference between haulage and courier?
      Generally, if you carry out multi-drop deliveries then you will need courier insurance, and if you do only one or two drops per day then haulage use is most likely to be appropriate. If you are unsure, then it would be a good idea to read through the details of the policies you are looking at.