- Quotes from goods in transit insurance specialists
- Cover options for own goods and haulage work
- Options available for couriers, trades and removals
- Compare goods in transit insurance with one quick form
Goods In Transit Insurance
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Why Use QuoteSearcher for Goods in Transit Insurance?
For many businesses, transporting goods is a daily responsibility. Whether you work as a courier, haulier, removals company, or delivery driver, the moment goods are in your care, you are accountable for their safe arrival. Goods in transit insurance is designed to help manage the risks that come with carrying items for customers or as part of your own business operations.
Finding appropriate goods in transit cover can feel unnecessarily complicated, particularly when policies vary depending on what you carry and how you work. QuoteSearcher helps simplify that process by connecting you with brokers experienced in arranging goods in transit insurance for transport and delivery businesses.
Risks such as theft, loss, or accidental damage can arise even with careful handling. Speaking with a broker about goods in transit insurance allows you to explore cover options based on the type of goods you move and how you operate. Below are some commonly discussed features and considerations.
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Goods in Transit Insurance Policy Features
Theft Cover
Theft cover may offer cover if goods are stolen from your vehicle, subject to the terms set by the insurer. Find out more about Theft Insurance for goods in transit.
Damage During Transit
Cover that may apply if goods are damaged following an accident or act of vandalism while being transported.
Liability Insurance
Public liability insurance may help manage third-party claims arising from the goods you carry. Employers’ liability may also be required if you employ staff.
EU Cover
If your work takes you into the EU, additional cover may be available for international journeys. Find out more about EU Cover for goods in transit.
Types of Goods in Transit Insurance
Many businesses responsible for moving goods choose goods in transit insurance, regardless of the size or value of the items being transported. The level of cover available often depends on who owns the goods and how they are used.
Goods in transit insurance is commonly divided into two main categories:
Own Goods
This applies to businesses transporting equipment or materials needed to carry out their work. For example, tradespeople moving tools or machinery between sites may rely on this type of cover, as loss or theft could directly impact their ability to operate.
Haulage
This covers the transportation of goods belonging to other people. Couriers, removals companies, and vehicle transporters often fall into this category. Policies can be arranged for household goods, commercial items, or specialist loads, helping reduce financial exposure if items are lost or damaged while in transit.
Factors That May Affect Your Premium
There are several practical steps that may help lower the cost of goods in transit insurance, depending on your circumstances:
Review policy features
Some policies include cover that may not be relevant to your work. For example, EU cover or food spoilage protection may be unnecessary if you operate solely within the UK or transport non-perishable items. Reviewing policy features to match your operations may sometimes affect cost.
Improve vehicle security
Keeping vehicles secure can influence premiums. Measures such as locked garages, alarms, immobilisers, or secure parking may help reduce risk as assessed by some insurers, particularly if goods or tools are stored overnight.
Trade body membership
Membership of recognised trade organisations may be viewed positively by insurers. Some brokers can discuss whether this may have an impact when arranging quotes.
