Auto Sleeper motorhome insurance is something every owner of a motorhome should have. Based on the individual’s driving history and other factors, you can find insurance that fits your budget. Looking for the right quote can be daunting, but rest assured that there are companies out there that can help.
What Level of Cover Do You Need?
The first thing to consider is the level of cover that you need. This will be based on a number of factors, including age, type of motorhome, and individual needs. There are levels available for all motorhome owners, no matter what their circumstances may be. The more cover you have, the better prepared you will be if the worst happens and something goes wrong.
- Third party only: The most basic level, this option covers the driver of the vehicle and provides third party insurance only. If you are involved in an accident or any other issue with another vehicle, you will be covered. This is the cheapest option and good for beginners who want to get their feet wet without worrying about high costs.
- Third party fire and theft: This is a slightly more comprehensive option than the third party only, as it provides cover against theft but only if you can prove that your vehicle was stolen. If you allow total loss on your policy and make a claim, then it will be invalidated, so keep this in mind.
- Comprehensive: This level covers all accidents and gives peace of mind to motorhome owners. If you are involved in an accident with another vehicle, then you will be covered for any injuries or damage caused by your vehicle, as well as including theft and fire cover.
With all levels of cover, it is important to ensure that the policy includes accidental damage repair, breakdown cover and European driving if required. All of this makes a huge difference to the overall cost, so it is vital that you look into your options properly prior to signing anything.
Features of Auto Sleeper Motorhome Insurance
Auto Sleeper motorhome insurance offers a huge number of features that can help you to drive in confidence, knowing that you are fully protected. Some of these include:
- Personal belongings cover: If you are leaving home in your motorhome, then it is important to have personal belongings cover. This will ensure that all of your valuables and possessions are covered if they should get lost or stolen during the trip. If you pack haphazardly, then this can happen quite easily and cause a lot of stress – so make sure that you have this.
- Coverage for a range of vehicles: Whether you are a large motorhome, or small campervan, you will be covered for all types of vehicle as long as it is used for private use.